Letter from a Creditor

I get a lot of offers for credit cards in the mail. I should actually follow through one of these days on removing myself from the listing for them.

Especially because I paid the entire balance of one of my credit cards off today! Yeah baby!

I opened the letter, and it said something similar to what all of them say:

"Janae,

It's clear that you realize the importance of staying on track with your finances. But you need credit for those unexpected expenses."

No, Capital One. Do not try to persuade me to your evil ways with your lies and deception.

For I am doing what Dave Ramsey told me to and am building up my savings! You should save up for those unexpected expenses. In fact, if you're saving up for emergencies, then you are expecting them, and are totally prepared.

Emergency funds, y'all. Emergency funds.

Comments

Becca and Greg said…
YES!!! Go Janae! Greg is doing the Financial Peace course right now, and we're doing the same thing. Started a budget, have our emergency fund, saving up for our next big purchase. It is awesome! :)
August 4, 2011 at 12:59 PM
Post a Comment

Popular posts from this blog

Disaster Praxis and Spilled Milk

Image
I never wake up with the expectation that it will be a bad day. I tend to wake up with very few expectations, in fact. I just intend to let things play out however they may and roll with the punches. I'm sure more conscious positive thinking would do me some good, but I am by no means thinking negatively. I got up this morning before my alarm intending to get dressed, eat, and head over to the University of Utah for my reading Praxis . This is a 2-hour long test consisting of 90 multiple choice questions and 3 written responses. Not the way anyone likes to spend her Saturday morning, but it has to be done, ya know?  I've been studying for the past week. I took the practice test last night and didn't do so well on it, but I tried to be confident and hope for the best.  So I ate my granola, yogurt, and mango for breakfast and drove over to the U, prepared with my ticket and #2 pencils. Since I just took another Praxis not too long ago at the same place, I felt OK ...
Read more

March GBOMB

Image
Good Zoo pass. We have been to the zoo twice so far this year, and bought our pass on our first visit. AJ has asked to go to the zoo multiple times, but the weather is still spotty. I'm excited for more visits to the zoo. I love how small Hogle zoo is so we can knock it out in a couple of hours. And the pass is nice so we can see whatever we want, and leave and not feel stressed about it. Plus he runs around everywhere. Definitely a worthy investment for us.  This makes me laugh every time Weight lifting. I finished March off strong with the Fitbliss at-home workouts. It's been really fun to get to do new workouts and mix things up. It helps me to challenge myself and feel accomplished that I did a hard thing.  Pelvic floor physical therapy. Honestly, it never is comfortable having medical professionals poke around the private parts. But I've been trying to do some breathing and other things at home that seem to have made a difference for my overall tension and dysfunction....
Read more

June in Review

Image
June 1 I woke up around 6:30 and took AJ on a walk. We did breakfast and went grocery shopping. He was really fussy after that because he was tired. Matthew tried to put him down for a nap, but I ended up having to hold him until he fell asleep. It was a busy day of trying to pack up the house to get ready for the contractors on Monday. I did laundry and also cleaned out the bottom of the grill. We went to Joy Luck Chinese restaurant for dinner as a family and then the three of us went to the playground. We gave AJ a bath and did bedtime. Matthew went to the kitchen. I took a bath and wrote my GBOMB.  June 2 AJ and I went on a walk. I moved items from the pantry into my bedroom to get ready for the floors being done. I researched and did some measuring to get some shelves for our entryway closet. I took apart our table. AJ and I ran some errands including going to three furniture stores. AJ took a fall down our cement stairs which was really sad. AJ having the time of his life at L...
Read more