I get a lot of offers for credit cards in the mail. I should actually follow through one of these days on removing myself from the listing for them.
Especially because I paid the entire balance of one of my credit cards off today! Yeah baby!
I opened the letter, and it said something similar to what all of them say:
It's clear that you realize the importance of staying on track with your finances. But you need credit for those unexpected expenses."
No, Capital One. Do not try to persuade me to your evil ways with your lies and deception.
For I am doing what Dave Ramsey told me to and am building up my savings! You should save up for those unexpected expenses. In fact, if you're saving up for emergencies, then you are expecting them, and are totally prepared.
Emergency funds, y'all. Emergency funds.